Student Rights and Responsibilities
You have the right . . . 

  • to know what financial aid programs are available at Southern State Community College.

  • to know the deadlines for submitting applications for each of the financial aid programs available.

  • to know how financial aid will be distributed, how decisions on that distribution are made, and the basis for these decisions.

  • to know how your eligibility was determined. This includes how costs for tuition and fees, room and board, travel, books and supplies, personal and miscellaneous expenses, etc. are considered in your budget.

  • to know what resources (such as parental contribution, other financial aid, your assets, etc.) were considered in the calculation of your eligibility.

  • to request an explanation of the various programs in your student aid package.

  • to know the College’s refund policy and how it affects your financial aid package.

  • to know what portion of the financial aid you receive must be repaid, and what portion is grant aid. If the aid is a loan, you have the right to know what the interest rate is, the total amount that must be repaid, the payback procedures, length of time you have to repay the loan, and when repayment is to begin.

  • to know how the College determines whether you are making Satisfactory Academic Progress and what happens if you are not.

    You must . . . 

  • complete all application forms accurately and submit them on time to the right place.

  • provide correct information. In most instances, misreporting information on financial aid application forms is a violation of law and may be considered a criminal offense that could result in indictment under the U.S. Criminal Code.

  • return all additional documentation, verification, corrections, and/or new information requested by either the financial aid office or the agency to which you submitted your application as requested.

  • be responsible for reading and understanding all forms that you are asked to sign and for keeping copies of them.

  • accept responsibility for all agreements that you sign.

  • perform the work that is agreed upon in accepting a Federal Work-Study award.

  • be aware of and comply with the deadlines for application or reapplication for aid.

  • repay, according to the repayment provisions of the loan fund, all loans that you accept and use for educational expenses.

  • be responsible for maintaining a minimum registration of 6 credit hours if you are a student employee or a student loan borrower. You must notify the Financial Aid Office if you drop below the full-time status.

  • comply with the standards of Satisfactory Academic Progress for renewal of federal financial aid

Satisfactory Academic Progress - Credit Programs

A.   Each student who receives Title IV Funds (Federal Pell, Federal SEOG, Federal Work Study, and Federal Student Loan) will have their academic records reviewed quarterly to assure that they are in good standing as outlined in the College Catalog and summarized below:

1.  Students with 45 or fewer accumulated hours attempted must maintain a cumulative grade point average of at least 1.5.

2.  Students with 46 or more accumulated hours attempted must maintain a cumulative grade point average of at least 2.0.

B.   Students receiving Title IV funds will have their academic records reviewed quarterly to assure that they are making satisfactory progress as outlined below:

1.  Full-time students:

a. Must attempt 12 or more hours and complete a minimum of 9 hours per quarter.

b. Maximum time frame will be 9 quarters to complete course work.

2.  Three-quarter time students:

a.  Must attempt 9-11 credit hours and complete a minimum of 6 hours per quarter.

b.  Maximum time frame will be pro-rated according to course work carried.

3.  Half-time students:

a. Must attempt 6-8 credit hours and complete a minimum of 5 hours per quarter.

b. Maximum time frame will be pro-rated according to course work carried.

4.  Less than half-time students:

a. Must attempt 1-5 credit hours and complete a minimum of 75% of hours attempted.

b. Maximum time frame will be pro-rated according to course work carried.

C.  Courses that are repeated in which the student has already received credit for having completed the course work will not be included in computation of hours completed for satisfactory academic progress; for example, if a student originally received a “D” for three credit hours and repeated the course and received a “B”, only the additional quality points will be added to the academic record.

D.   Grades of “incomplete” (I), “instructor initiated withdrawal” (WI), and “withdrawal” (W) are used for computation of hours attempted but not for hours earned.

E.   Any student not in good standing at the end of a quarter will be placed on Academic Warning as outlined in the College Catalog under requirements for good standing and may receive funds from the Title IV programs.  Any student not in good standing at the end of a second consecutive quarter will be placed on Academic Probation and will NOT receive Title IV funds for that quarter as outlined in the College Catalog under requirements for good standing.  Any student remaining on Academic Probation for two quarters will be on Academic Dismissal as outlined in the College Catalog and will not receive Title IV funds for that period.

F.    Any student on warning or probation who has been in non-attendance for a period of one calendar year may be permitted to re-enter the College.  However, for financial aid purposes, that student will be placed on warning status.  If the student is making satisfactory progress at the end of that quarter of warning, he/she will be removed from the warning status.  However, if the student fails to meet the requirements for satisfactory academic progress, he/she will be placed on academic probation and will not be entitled to receive any Title IV funds.

G.   Any student that has been academically dismissed and has been in non-attendance for a period of one calendar year may be permitted to re-enter the College.  However, for financial aid purposes, the student will be placed on second quarter academic probation.  If the student makes satisfactory progress for that quarter, he will be removed from probation status and will be eligible to receive Title IV funds during his next quarter of attendance.  If the student fails to make satisfactory progess, the student will be academically dismissed for a period of one calendar year.

H.   A student may appeal any decision of unsatisfactory progress by explaining in       writing why he/she feels mitigating circumstances exist.  The Academic Appeals Committee will review the appeal and determine if mitigating circumstances should be used in the computation of satisfactory progress.  Mitigating circumstances would normally be considered anything beyond the reasonable control of the student.  All appeals should be directed to the Academic Appeals Committee.  If a decision is made that the student is making satisfactory progress, the student may be awarded all applicable Title IV funds.

PELL GRANT RECALCULATION REGULATIONS

Southern State has a policy of disbursing aid after the official college drop/add period. We refer to this as our census date. However, for Pell Grant purposes only, there are some regulations that require us to recalculate the Pell Grant after the census date.

PELL REGULATIONS

The institution must receive an ISAR/SAR with an official EFC with a processed date prior to a student's last day of enrollment.

REQUIRED PELL RECALCULATIONS AFTER CENSUS DATE

If the student's EFC changes due to corrections, updating or an adjustment, and the EFC change would change the amount of the Pell award, we must recalculate the Pell award for the entire award year.

A student selected for verification can not increase his/her eligibility based on a corrected output document that you receive during the late disbursement period (see definition above). For example, if a student submits a reprocessed SAR during the late disbursement period (note student is not enrolled) and the SAR has a lower EFC which would increase the Pell Grant, we can not recalculate the Pell Grant based on higher award. We will changed the needs analysis based the new EFC, but the Pell Award will be based on lower amount. However, if the correction reduces the student's eligibility, we must recalculate based on the reprocessed EFC. 

The institution receives the reprocessed SAR after the end of the payment period for a student who is still enrolled, we must pay the Pell Grant retroactively for any completed payment periods within the award year, if the student was eligible for payment during the payment period. However, the institution can only base a retroactive disbursement on completed hours. For example, if the student has enrolled full time at the beginning of fall term but dropped to half time status by the end of the term, the retroactive disbursement must be based on the completed (half time status). For purposes of this regulation, completed hours include earned F's and incompletes. (Students' selected for verification has different guidelines listed below)

The institution must pay a student retroactively for any completed payment periods within the award year if the student was eligible for payment in those periods. Thus, if we do not receive a valid ISAR/SAR for a student until the spring term, but the student was also enrolled and eligible  for a disbursement in the previous fall and winter terms, that student must be paid retroactively for the previous terms if he/she is currently still enrolled.

PELL RECIPIENTS SELECTED FOR VERIFICATION

If a student is selected for verification and submits all documentation and the funds are disbursed during the quarter, the student's Pell Grant will be based on hours locked in at our census date and the valid EFC.

If the student, selected for verification, submits verification documentation after the term has ended and is still enrolled, the amount of disbursement will be based on the valid EFC and the hours attempted at our census date.

If the student is no longer enrolled or ceases to be eligible, the student can submit verification documentation and receive a late disbursement (120 days after the last date of enrollment) however the amount of disbursement will be based on the highest EFC and hours completed, regardless.

 
RETURN OF TITLE IV FUNDS POLICY
I. There is no longer a concept of earned or unearned institutional charges, only earned and unearned aid. 

II. During the first 60% of the payment period (quarter), a student “earns” Title IV funds in direct proportion to the length of time during the period he or she remains enrolled. To determine how much aid was “earned,” a “snapshot” approach is taken when the institution is aware that the student withdrew. A student who remains enrolled beyond the 60% point earns all aid for the period.

III. Unearned Title IV funds, other than Federal College Work Study, must be returned back to the Federal Student Aid Programs. Unearned aid is the amount of disbursed Title IV aid that exceeds the amount of Title IV aid earned.

IV. If earned aid exceeds disbursed aid, additional funds may be disbursed (Late Disbursement). Additional disbursements are precluded if the amount of earned aid is LESS than the total Title IV aid that was disbursed prior to the date of the institution’s determination that the student withdrew.

V. Enrollment percentage will be determined by the number of days in the quarter (including weekends) divided by the number of days enrolled (including weekends). However, scheduled breaks 5 days long would be excluded in the calculation.

VI. The withdrawal date is:

  • First, the date the student began the institution’s withdrawal process or officially notifies the College Records Office of their intent to withdraw: or

  • Second, the last known attendance at a documented academically-related activity (i.e. exam, a tutorial, computer-assisted instruction, academic counseling, academic advisement, turning in a class assignment, or attending a study group that is assigned by the institution); or

  • Third, the midpoint of the period for a student who leaves without notifying the institution.

VII. The formula assumes that Title IV funds are directly disbursed to a student only after all institutional charges have been covered, and that Title IV funds are the first resource applied to institutional charges. “Institutional charges” comprise the amounts that had been assessed prior to the student’s withdrawal, not a reduced amount that might result from an institution’s refund policy. 

VIII. The responsibility to repay unearned aid is shared by the institution and the student in proportion to the aid each is assumed to possess. The institution’s share is the lesser of:

  • The total amount of unearned aid; or

  • Institutional charges multiplied by the percentage of aid that was unearned.

IX. The student’s share is the difference between the total unearned amount and the institution’s share.

X. The institution’s share is allocated among the Title IV programs, in an order specified by statute before the student’s share:

  • Unsubsidized Stafford Loan

  • Subsidized Stafford Loan

  • Federal Pell Grant

  • Federal Supplemental Educational Opportunity Grant

XI. After the student’s share is fully allocated among the Title IV programs, the amount owed to a grant program is reduced by 50%.

XII. The institution must return its share of unearned Title IV funds no later than 30 days after it determines that the student withdrew.

XIII. Students return their share of unearned aid attributable to a loan under the terms and conditions of the promissory note.

XIV. The student will have 45 days after notification of the Return of Title IV funds, to set up a satisfactory repayment option with the institution for the student’s share of unearned aid attributable to a grant (after the 50% reduction).

XV. After 45 days have lapsed, the account will be turned over to the Department of Education for an overpayment of Title IV funds. Students who owe an overpayment of Title IV funds are INELIGIBLE for further disbursements through the Title IV federal financial aid programs.

XVI. The student may rescind his or her withdrawal, if the student declares in writing his or her intent to complete the period of enrollment and continues attendance. However, if the student does then withdraw before completing the period, the withdrawal date is the later of:

  • The date the student first (originally) notified the institution; or

  • The last date of attendance at a documented “academically related activity.”